Collection insurance

Does anyone have insurance on their collections? If so, who did you use and do you think it is worth it?

I was thinking about getting a policy with these guys:

http://www.collectinsure.com/

[mcabee1]

i dont, but would consider it if the premiums were not too high

[538]

I got quoted $61 for 10,000

Collector EstimateEstimate: $61 Annual Premium.
Estimate includes taxes and fees if applicable. Quote valid for 30 days
Collection Value*Estimated Value of Collection: Enter the Estimated Value of your collection to the nearest $100.Not sure what your collection is worth? Or exactly what you have collected?
Primary Premise State:Location of Collection: Alabama Alaska Arizona Arkansas Armed Forces Americas Armed Forces Europe Armed Forces Pacific California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington D.C West Virginia Wisconsin Wyoming If you have collections in more than one State enter the State that contains the majority of your Collection.
Collection TypeType of collection: General Gun Philatelic Although Collectibles Insurance Services provides coverage for a broad array of collectibles, there are some collectibles not eligible for coverage. Click here for listing of items currently not available for coverage.
SafeguardsSafeguards: Central Station Alarm None Safe Safe and Central Station Alarm Select the Safegards that apply to the location that contains your collection.Valid Safeguards Include
StorageStorage: Select this option if Any of your collection is in a storage facility. Coverage for items in storage is limited to $100,000
Burglary & Theft CoverageFull Burglery and Theft Coverage
Select this option if you would like Full Burglary & Theft Coverage. Collectibles Insurance Services offers both limited and full burglary & theft coverage. Limited burglary & theft provides coverage up to a maximum of $60,000 or the policy limit whichever is less. Full burglary and theft provides coverage up to the policy limit.

[mcabee1]

i was quoted $297 a year for $50,000 worth or cards